๐†๐ซ๐ž๐š๐ญ๐ž๐ซ ๐“๐จ๐ซ๐จ๐ง๐ญ๐จ ๐€๐ซ๐ž๐š ๐Œ๐š๐ซ๐ค๐ž๐ญ ๐“๐ซ๐ž๐ง๐๐ฌ: ๐๐จ๐ฏ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ โ€“ ๐–๐ก๐š๐ญ'๐ฌ ๐๐ž๐ฑ๐ญ?

Tuesday Dec 10th, 2024

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The November 2024 market snapshot for the Greater Toronto Area (GTA) paints a picture of a market in transition. With interest rates starting to decline, the dynamics of buying, selling, and investing in real estate are shifting. Lower borrowing costs could breathe new life into a market that has already shown resilience. Here’s my take on what these trends mean for you. A Market Poised for Growth The GTA saw 21,818 active listings and 5,875 homes sold in November, with homes... [read more]

What Is a Mortgage Stress Test and How Does It Affect You?

Friday Oct 25th, 2024

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If you’re exploring the possibility of buying a new home, you’ve likely come across the term “mortgage stress test.” But what exactly does it mean, and why is it important? Let’s break it down to understand its significance. What is a Mortgage Stress Test? A mortgage stress test is designed to gauge your ability to afford a mortgage if interest rates go up or your financial circumstances shift. While it might feel like an extra hurdle, understanding why... [read more]

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